TERMS & CONDITIONS
The following terms (“Terms of Use”) constitute an agreement between Our Wealth Matters (“Our Wealth Matters”), and you that governs your use of this website and all of its associated services, content, and functionality. This policy applies to the websites administered by Our Wealth Matters (“Website”).
Your use of the Website constitutes your acceptance of, and agreement to, the following Terms of Use. Our Wealth Matters reserves the right to modify, alter, amend or update its Website, policies and these Terms of Use. These Terms of Use are subject to change without notice. If you do not agree with or do not accept any part of these Terms of Use, you must not use the Website and/or any affiliated products, such as any Financial Coaching package (“Coaching”).
PURCHASE POLICIES
On the Website, you may purchase products (“Products”), such as registrations for live programs and recorded webinars. If you register for a live program, you must attend live. This requirement will be indicated prior to your registration.
REFUND POLICY
Refunds are available for Products or Coaching only as stated at the time of sign up.
LICENSE FOR USE OF PRODUCTS
All Products available for sale on the Website were developed solely for your personal use and may not be reproduced for publication or for the personal or commercial use of others without permission.
GENERAL DISCLAIMER
Our Wealth Matters has made every effort to ensure that all information on the Website has been tested for accuracy. Our Wealth Matters makes no guarantees regarding the results that you will see from using the information provided on the Website.
CONTENT DISCLAIMERS
All information on the site is provided for entertainment and informational purposes only and should not be considered advice. Do not make investment decisions based on the information provided on the Website or Coaching purchased through the website or Maribel Francisco, such as a Financial Coaching Session (“Coaching.”) The Website and Coaching may discuss topics related to finance and investing. This information is not advice and should not be treated as financial and investing advice. The information provided on the Website and Coaching is provided “as is” without any representations or warranties, express or implied. The Website and Coaching makes no representations or warranties in relation to the financial and investing information on the Website or Coaching.
You must not rely on the information on the Website or Coaching as an alternative to advice from a certified public accountant or licensed financial planner. There is no accountant-client relationship created from the publication of financial or investing information on the Website. You should never delay seeking financial advice, disregard financial advice, or discontinue professional financial services as a result of any information provided on the Website or Coaching.
YOUR RESPONSIBILITY
The Website and Coaching Sessions were developed strictly for informational purposes. You understand and agree that you are fully responsible for your use of the information provided on the Website and Coaching. Our Wealth Matters makes no representations, warranties, or guarantees. You understand that results may vary from person to person. Our Wealth Matters assumes no responsibility for errors or omissions that may appear on the Website and Coaching.
LIMITATION OF LIABILITY
OUR WEALTH MATTERS WILL NOT BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, PUNITIVE OR SPECIAL DAMAGES OF ANY KIND, HOWEVER CAUSED, INCLUDING LOSS OF PROFITS, REVENUE, DATA OR USE, INCURRED BY YOU, WHETHER UNDER THEORY OF CONTRACT, TORT (INCLUDING NEGLIGENCE), WARRANTY OR OTHERWISE, EVEN IF THE OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
INDEMNITY
You agree to defend, indemnify and hold Our Wealth Matters, its members, employees, officers, directors, managers and agents harmless from and against any and all losses, claims, suits, actions, liabilities, obligations, costs and expenses (including reasonable attorneys’ fees and expenses) which Our Wealth Matters suffers as a result of third-party claims based on: (i) your negligence or intentional misconduct, (ii) your breach of any provision of the Terms of Use (including representation or warranty); (iii) materials prepared or provided by you including, but not limited to, any claims of infringement, or misappropriation of copyright, trademark, patent, trade secret, or other intellectual property or proprietary right, infringement of the rights of privacy or publicity, or defamation or libel; or (iv) death, personal injury, or property damage arising out of, or relating to, your obligations hereunder.
MISCELLANEOUS PROVISIONS
If any provision(s) of the Terms of Use is held to be invalid, illegal or unenforceable, the remaining provisions shall be severable and enforceable. If a provision is excessively broad, such a provision shall be limited or reduced in scope so as to be enforceable.
The Terms of Use may not be assigned by you without Our Wealth Matters’s prior written consent, however, the Terms of Use may be assigned by Our Wealth Matters in Our Wealth Matters’s sole discretion.
The Terms of Use are the final, complete and exclusive agreement of the parties with respect to the Website offered by Our Wealth Matters.
